America's 250th Summer: Protecting Your Toys, Travel Plans, and Summer Adventures

July is one of the busiest travel and recreation months of the year.

As families celebrate Independence Day and America continues commemorating its 250th anniversary, Californians are spending more time on the road, on the water, and outdoors enjoying everything summer has to offer.

Motorcycles come out for long rides along the coast. Boats head to the lakes. RVs fill campgrounds across the state. Families load up for vacations and weekend getaways.

It's exactly the kind of season we look forward to all year.

It's also a time when insurance claims tend to increase.

Summer Means More Time With Your Toys

Many people only use certain vehicles and recreational equipment for a few months each year. That can create gaps in coverage if policies haven't been reviewed recently.

Some common examples include:

• Motorcycles

• Boats and personal watercraft

• RVs and travel trailers

• Golf carts

• ATVs and UTVs

• Classic or collector vehicles

Before taking them out for the season, make sure your coverage reflects how you actually use them.

Vacation Season Brings Different Risks

July is one of the busiest travel months in California.

Longer drives, unfamiliar roads, crowded parking lots, and increased traffic all contribute to higher accident rates during holiday periods.

Before leaving for vacation, consider reviewing:

• Auto liability limits

• Roadside assistance coverage

• Rental vehicle coverage

• Emergency expense coverage

• Personal property protection while traveling

A quick review can provide peace of mind before you leave home.

Water Safety Matters Too

California lakes and waterways become much busier around the Fourth of July holiday.

If you own a boat or personal watercraft, now is a good time to review:

• Liability coverage

• Passenger protection

• Physical damage coverage

• Uninsured boater protection

Protecting yourself on the water is just as important as protecting yourself on the road.

Celebrate the Memories, Not the Claims

Insurance isn't about expecting something to go wrong.

It's about making sure an unexpected event doesn't ruin memories you've worked hard to create.

As we celebrate our nation's history and enjoy another California summer, take a few minutes to make sure your protection is ready for the adventures ahead.

Then get out there and enjoy it.